Certified Senior Advisor (CSA) and financial planner. Expert in long-term care insurance, annuities, inflation protection, and funding strategies for senior care.
Jonathan Hayes is a financial planner and Certified Senior Advisor (CSA) who helps families solve the puzzle of paying for senior care. With a background in economics and 12 years of specialized practice, Jonathan navigates the intricacies of long-term care insurance policies, Medicaid spend-down rules, and inflation-proof investment strategies. He is adept at analyzing contracts for continuing care retirement communities (CCRCs) and assisted living facilities to expose hidden fees and "level of care" charges. Jonathan's mission is to protect senior assets while ensuring access to quality care. His articles demystify complex financial products like longevity annuities and help families make informed, mathematically sound decisions about funding their 20-year care plans.